YNAB with Swiss banks and cards

YNAB’s Direct Import currently can’t link accounts at Swiss banks, so Swiss accounts come into YNAB through File-Based Import. ynabit turns your e-banking and card exports into files YNAB imports, in a minute and without uploading anything.

Swiss banks and cards

Each guide shows where to find the right export in e-banking or the app.

International accounts and standard formats

Accounts many people in Switzerland use, and the standard formats many banks export.

Your bank isn’t listed? Export camt.053

Swiss banks use the ISO 20022 standard for electronic account statements, and many let you download one in e-banking as a camt.053 file, sometimes labelled ISO 20022, XML or camt. ynabit reads the standard, whichever bank the file comes from: see the camt.053 guide. If you can’t find the option, ask your bank: some only switch it on when you request it.

If your bank only offers a CSV, request a connector with a few anonymised lines, or add it yourself: each one is a single small file.

From Swiss e-banking to YNAB

  1. In e-banking or your card’s app, download the account’s transactions as CSV or camt.053. Export each account to its own file.
  2. Drop the files on this page and click YNAB it! Dates like 03.09.2026 and amounts like 1’234.50 come out as 2026-09-03 and 1234.50, and card purchases as outflows.
  3. In YNAB on the web, open the matching account, click Import and drop the file in. Read more about the CSV format YNAB imports.

YNAB in Switzerland: questions

Does YNAB work with Swiss banks?

Yes, through File-Based Import rather than Direct Import: Switzerland currently isn’t among the countries YNAB’s Direct Import connects to. File-Based Import reads CSV, OFX, QFX and QIF files, and ynabit turns Swiss bank and card exports into such a CSV.

Which Swiss banks and cards does ynabit support?

Bank Cler, Migros Bank, Neon, PostFinance, Raiffeisen, Swisscard, UBS, Viseca, Yuh, ZKB, and every bank that exports camt.053 or MT940. Anyone can add another: each connector is one small open-source file.

Are my bank statements uploaded anywhere?

No. ynabit converts them with JavaScript in your browser. There is no server that could receive them, and nothing is kept once you close the page.

Is ynabit made by YNAB or by a bank?

No. ynabit is a free, independent tool. It isn’t affiliated with YNAB (You Need A Budget LLC) or with any bank.